Health Insurance Plans of the Manufacturers' Association of South Central Pennsylvania (MASCPA)

Overview		Red Plan
White Plan		Blue Plan

Overview

One of the biggest concerns facing smaller businesses today is the need for a reasonably priced health insurance plan that provides decent benefits and good service. The Association's Health Insurance Trust has been providing a solution to that challenge since 1959.

Some reasons why your company should join the Manufacturers' Association multi-employer group plan instead of buying insurance directly from a carrier:

Network - the Manufacturers' Association group participates in the South Central Preferred PPO Network: the largest and most comprehensive network of health care providers in the region.
Service - our staff is dedicated to taking the mystery out of insurance for employers, employees, and dependents, finding answers to questions about coverage and claims.
Size: Purchasing Power and Risk Pooling - together a group of small employers has collective purchasing power that equates to more flexibility: access to plan features and that individual companies might not have. Another advantage of size is risk pooling: even when we live healthy lifestyles, serious medical problems and large claims can occur. A group of employers can spread big claims over a larger group.

Our provider network, South Central Preferred, works with a select group of healthcare professionals who are committed to patient health. The goal is to reduce the unnecessary expenses in the health care system, yet assure that needed services are available when needed. South Central Preferred is not an HMO; it is a preferred provider organization (PPO). This means patients have more freedom to select the physician or hospital of their choice.

In addition to group health insurance plans for members, the Manufacturers' Association offers dental, life and disability coverage.